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Payroll that goes beyond the paycheck.


FREE Core Payroll Features

  • Direct Deposit
  • Payroll Management
  • Compliance Tracking
  • Employee Database
  • Tax Filing
  • Employee Checking  1
  • Rewards Programs 3
  • Benefits & PTO
  • W2/1099 Generation 4

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Employer Benefits

Save time and money with payroll that works

  • Free core payroll
  • Easy-to-use dashboard
  • Set up in minutes
  • Self-service portal for employees
  • Employees can access financial products & guidance
  • Coming Soon: Premium features for increased employee engagement and retention
Take a tour to see how Paid works

Sign up, add employees, send payroll - in minutes.

Paid _ Free payroll for small businesses (3) (1)-1
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Employee Benefits

Help your employees save without costing you a dime.

  • Self-service portal with AI-powered financial guidance
  • Early access to pay (2 days before payday) 2
  • Free online checking account with 2.5% APY  1

Expect more from payroll for much less — with Paid.

Paid Feature Cost Comparison_New

Employee Checking: Employees can create a Paid checking account with 2.5% APY* and access to a debit card.

Rewards Programs: Employees will have access to financial products and rewards through Paid.

Sign up for free payroll today!

Create your free account and start sending payroll in minutes


We’ve got answers.

How is Paid free?

We believe core payroll should be free - forever.

Paid is able to offer free core payroll services due to the financial products offered to your business and your employees. Our revenue is generated through premium features and services that are complementary to payroll and that help optimize your business’s success and employee engagement.

When employers and employees are in complete alignment and leveraging premium services for their mutual benefit - payroll can be free.

Are there hidden fees?

There are no hidden fees. Our core payroll services are completely free for employers. Optional premium features and additional services for both employers and employees are clearly outlined and priced, with no surprises. Learn more about Paid's premium features.

What core features does Paid offer for free?

Paid offers all essential payroll features, including (but not limited to) direct deposit, employee database, tax filing, compliance tracking, benefits & PTO, and W2 & 1099 generation.

What additional features does Paid offer?
Paid will soon offer optional premium features within the platform, including just-in-time funding, real-time pay for employees, smarter retention bonuses, flexible pay schedules, and more. Learn more about Paid's premium features.
Additional FAQs
  1. Paid is a d/b/a of Keep Financial Technologies, Inc. ("Keep"). Keep is a financial technology company and not a bank. Banking services are provided by Keep's bank partner, Thread Bank, Member FDIC ("Thread"). Mastercard® debit cards are issued by Keep's bank partner pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. APY rate through 2024 and subject to change thereafter. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.
  2. If employers opt-in, employees are eligible to receive 25% of their net pay 2 days before payday - with the use of a Paid checking account.
  3. Rewards points can be earned while using a Paid debit card and Paid checking account.
  4. Includes generation of the first W2 / 1099 per individual employee.