--- title: Paid | Small business payroll without the fees description: Paid offers business owners innovative, reliable payroll at no cost - with premium features to engage and retain employees like high-yield checking, free debit cards, and retention-based bonuses. image: https://hellopaid.com/hubfs/Paid_SmallBusinessPayroll-1.png --- [![](https://hellopaid.com/hubfs/Paid%20Logo.svg)](https://hellopaid.com/) - [Meet Paid](https://hellopaid.com/meet-paid) - [Platform](https://hellopaid.com/paid-platform-features) - [Pricing](https://hellopaid.com/pricing) - [About Us](https://hellopaid.com/about-us) - [FAQs](https://hellopaid.com/frequently-asked-questions) [Get Started](https://hubs.la/Q02W_pCW0) [Sign In](https://app.hellopaid.com/sign-in) Get Free Payroll [Sign In](https://app.hellopaid.com/sign-in) - [Meet Paid](https://hellopaid.com/meet-paid) - [Platform](https://hellopaid.com/paid-platform-features) - [Pricing](https://hellopaid.com/pricing) - [About Us](https://hellopaid.com/about-us) - [FAQs](https://hellopaid.com/frequently-asked-questions) [Get Free Payroll](https://hubs.la/Q02W_pCW0) [Sign In](https://app.hellopaid.com/sign-in) Get Free Payroll [Sign In](https://app.hellopaid.com/sign-in) ![Group ](https://hellopaid.com/hubfs/Group%201%20(3)-1.png) [Get Free Payroll](https://hellopaid.com#signup-form-section) # Same Payroll, More Value. Paid offers business owners **no-cost payroll with premium features** to move beyond simple paycheck delivery and help build stronger relationships with employees. Paid payroll gives employers new ways to engage and retain their employees, like high-yield checking accounts (2.50% APY), "early pay" debit cards2  that earn 3X rewards3 , retention-based bonuses, and more. [Get Started](https://hubs.la/Q02W_pCW0) [Watch The Video](https://www.youtube.com/watch?v=HjaduObonVw) **Already using Paid as an employer or employee? [Sign In](http://app.hellopaid.com)** ![Homepage Man + Rewards](https://hellopaid.com/hubfs/Homepage%20Man%20+%20Rewards.png) Video player - video-bg (3) - Click to play video ## **FREE** Core Payroll Features - Direct Deposit - Payroll Management - Compliance Tracking - Rewards Program 3 - Tax Filing  - High-Yield Checking 1 - Benefits + PTO Policy - "Early Pay" Debit Cards 2 - W2/1099 Generation 4 ![Save time (3)](https://hellopaid.com/hubfs/Save%20time%20(3).png) ###### Employer Benefits ## Save time and money with payroll that works. ##### Paid’s simple payroll system works for every small business owner  - no technical training required. Sign up and start running payroll in minutes! - Free core payroll - Easy-to-use dashboard - Set up in minutes - Self-service portal for employees - [Future Premium features](https://hellopaid.com/premium-features) for increased employee engagement and retention [Platform + Features](https://hellopaid.com/paid-platform-features) [Get Started](https://hubs.la/Q02W_pCW0) ###### **Take a tour to see how Paid works** ## Sign up, add employees, send payroll - in minutes. ![Paid _ Free payroll for small businesses (3) (1)-1](https://hellopaid.com/hubfs/Paid%20_%20Free%20payroll%20for%20small%20businesses%20(3)%20(1)-1.gif "Paid _ Free payroll for small businesses (3) (1)-1") ![Paid Debit Card 2.50%](https://hellopaid.com/hubfs/Paid%20Debit%20Card%202.50%25.png) ###### Employee Benefits ## Help your employees save without costing you a dime. ##### Paid is a financial wellness resource for employees - providing free, seamless financial services & benefits, including: - Free online checking account with 2.50% annual percentage yield (APY)1 - Get 25% of net pay early (2 days before payday)2 - Earn 3X rewards points on direct deposit and spend3 - Self-service portal with AI-powered financial guidance [Learn More](https://hellopaid.com/employees-meet-paid) ### Expect more from payroll for much less — with Paid. ![Paid Feature Cost Comparison_NR](https://hellopaid.com/hs-fs/hubfs/Paid%20Feature%20Cost%20Comparison_NR.png?width=1186&height=707&name=Paid%20Feature%20Cost%20Comparison_NR.png) Employee Checking: Employees can create a Paid checking account with 2.5% APY\* and access to a debit card. Rewards Programs: Employees will have access to financial products and rewards through Paid. [Get Started with Paid Payroll](https://hubs.la/Q02W_pCW0) ### Questions? ## **We’ve got answers.** ![Keep-Briefcase-Green-Icon](https://hellopaid.com/hs-fs/hubfs/Keep%20Icons/Keep-Briefcase-Green-Icon.png?width=80&height=80&name=Keep-Briefcase-Green-Icon.png) FAQs FAQs How is Paid free? We believe core payroll should be free. Paid is able to offer free core payroll services due to the benefits offered to your business and your employees. Our revenue is generated through premium features and services that are complementary to payroll and that help optimize your business’s success and employee engagement. When employers and employees are in complete alignment and leveraging premium services for their mutual benefit - *payroll can be free*. Are there any fees? Our core payroll features are completely free for employers. Optional premium features and additional services for both employers and employees are clearly outlined and priced, with no surprises. [**Learn more about Paid's premium features.**](https://hellopaid.com/premium-features) What core features does Paid offer for free? Paid offers all essential payroll features, including (but not limited to) direct deposit, employee database, tax filing, compliance tracking, benefits & PTO, and W2 & 1099 generation. What additional features does Paid offer? Paid will soon offer optional premium features within the platform, including just-in-time funding, real-time pay for employees, smarter retention bonuses, flexible pay schedules, and more. [**Learn more about Paid's premium features.**](https://hellopaid.com/premium-features) Additional FAQs **[Additional FAQs](https://hellopaid.com/frequently-asked-questions)** #### Join the Paid newsletter for compensation insights. Paid is a d/b/a of Keep Financial Technologies, Inc. ("Keep"). Keep is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. The Paid Mastercard Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Mastercard U.S.A. Inc. and may be used anywhere Mastercard cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions. 1. The interest rate on your account is 2.47% with an Annual Percentage Yield (APY) of 2.50%, effective as of 10/01/2024. Rate is variable and is subject to change at any time three (3) months after account opening. Fees may reduce earnings.  2. Employees are eligible to receive 25% of their net pay 2 days before payday - with the use of a Paid checking account.[Terms and conditions](https://hellopaid.com/terms-and-conditions#Early-Pay) apply.  3. Reward points can be earned while using a Paid debit card and Paid checking account. [Terms and conditions](https://hellopaid.com/terms-and-conditions#Rewards-Program) apply. 4. Includes generation of the first W2/1099 per individual. © 2025 Keep Financial Technologies, Inc. All rights reserved. - [Privacy](https://hellopaid.com/privacy-policy) - [Terms](https://hellopaid.com/terms-and-conditions) - [Help Center](https://help.hellopaid.com/hc/en-us) - [About Paid](https://hellopaid.com/about-us)