Earn more from your paycheck.

Paid is a d/b/a of Keep Financial Technologies, Inc. ("Keep"). Keep is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. The Paid Mastercard Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Mastercard U.S.A. Inc. and may be used anywhere Mastercard cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

1. The interest rate on your account is 2.47% with an Annual Percentage Yield (APY) of 2.50%, effective as of 10/01/2024. Rate is variable and is subject to change at any time three (3) months after account opening. Fees may reduce earnings.
2. Employees are eligible to receive 25% of their net pay 2 days before payday with the use of a Paid checking account. Terms and Conditions apply.
3. Terms and Conditions apply to the rewards program. Paid Rewards earned will be credited into your account immediately. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for Paid Rewards. Please refer to the Rewards Terms and Conditions for more details. Direct deposit requirements apply.
4. Includes generation of the first W2/1099 per individual.