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FREE core payroll for small businesses.

Core Payroll Features

  • Payroll Management
  • Employee Database
  • Tax Filing
  • Benefits & PTO Policies
  • Compliance Tracking
  • Employee Checking 1
  • "Early Pay" Debit Cards 2
  • W2 / 1099 Generation 3

TOTAL COST

$0

Questions?

We’ve got answers.

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FAQs
FAQs
How is Paid free?

We believe core payroll should be free.

Paid is able to offer free core payroll services due to the benefits offered to your business and your employees. Our revenue is generated through premium features and services that are complementary to payroll and that help optimize your business’s success and employee engagement.

When employers and employees are in complete alignment and leveraging premium services for their mutual benefit - payroll can be free.

Are there any fees?

There are no fees. Our core payroll services are completely free for employers. Optional premium features and additional services for both employers and employees are clearly outlined and priced, with no surprises. Learn more about Paid's premium features.

What core features does Paid offer for free?

Paid offers all essential payroll features, including (but not limited to) direct deposit, employee database, tax filing, compliance tracking, benefits & PTO, and W2 & 1099 generation.

What additional features does Paid offer?
Paid will soon offer optional premium features within the platform, including just-in-time funding, real-time pay for employees, smarter retention bonuses, flexible pay schedules, and more. Learn more about Paid's premium features.
Additional FAQs
Additional FAQs

Paid is a d/b/a of Keep Financial Technologies, Inc. ("Keep"). Keep is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. The Paid Mastercard Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Mastercard U.S.A. Inc. and may be used anywhere Mastercard cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

  1. The interest rate on your account is 2.47% with an Annual Percentage Yield (APY) of 2.50%, effective as of 10/01/2024. Rate is variable and is subject to change at any time three (3) months after account opening. Fees may reduce earnings.
  2. Employees are eligible to receive 25% of their net pay 2 days before payday - with the use of a Paid checking account. Terms and conditions apply.
  3. Includes generation of the first W2/1099 per individual.
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